What is money? I mean, Real Money. It isn’t a piece of paper. It isn’t a promise to pay on demand. Real Money is something that has intrinsic value. It’s a hard asset.

Gold Is Real Money

While no paper currency throughout history has survived in its original form, gold has represented real money for thousands of years.

When paper money fails, those who own gold still have a currency which holds its value despite whatever the banks or Wall Street are doing. If you need an example, think of Iceland––its money lost its value almost overnight.

With the massive levels of debt and the excessive money printing in many countries, including the U.S., the risk of a similar default happening in other countries is very high.

More importantly, gold is an asset that is stored outside of the banking system. Therefore, investing in gold and silver coins should be seen as probably the safest and most attractive investment for storing and preserving wealth.

Gold Is Money, Everything Else Is Credit

• Gold tends to go up when other investments decline, this provides a stabilizing effect on your portfolio.
• Gold is a safe haven against inflation.
• You pay no capital gains tax until you sell.
• Nobody has to know that you have it.
• In the worst-case financial scenarios, such as a massive currency devaluation, you can use gold and to silver to buy and sell. That may sound crazy but it has happened in other countries.

Why Gold Coins?

When choosing gold you have several options for investing. You can buy gold bullion, gold coins, or shares of companies that buy gold stocks or ETFs. If you’re looking to diversify your portfolio with broader range of asset classes, gold stocks and ETFs have all of the same issues as the stock market, the very thing that you invest in gold to protect you from. If the price of gold remains flat, as it has for the last year and a half, gold still holds its real value. Gold stocks and ETFs on the other hand will not invest in new mines because it will no longer be profitable. ETFs are made up of contracts and derivatives, which can be, well, this is what

Warren Buffet had to say about them:

“Derivatives are financial weapons of mass destruction, carrying dangers that… are potentially lethal.”

Enough said?

Bottom line is gold stocks and ETFs are just not physical gold. And the best way of holding gold is in gold coins.

Gold Bullion vs. Coins?

Are you a large scale investor? Then gold bars may be for you. They’re not flexible when it comes to selling because of the gold quantity and price. Coins come is smaller values and are therefore much easier to sell. Coins can also have an added numismatic value beyond the spot price of their constituent gold or other precious metal. This is not just true for collectors’ coins but for investment grade coins as well.

What Are Investment Grade Coins?

Investment grade coins are of the highest grades and rarity. These are not to be confused with “collectable coins,” these coins are purchased primarily as an investment. The best gold coins for investment are government-minted bullion coins and with low premiums and high liquidity. A gold bar, on the other hand, is much more difficult and time-consuming to liquidate.

What You Need to Know About Investing in Gold Coins

RC Bullion has created a new and comprehensive FREE mini-course created to help answer all your questions and offer tips and advice regarding gold and silver investing. In this course you’ll learn how to convert an IRA or rollover a 401(k) into gold coins, how do buy gold or silver in an IRA or direct purchase, what are the pros and cons of investing in gold coins, what are the best coins for investment, and other gold and silver coin investment tips.

Learn how to invest like an expert and make the decisions that could save you thousands of dollars.

The post Investing In Gold Coins first appeared on Rc Bullion.

The transition from a Traditional, paper-based IRA to a Self-directed precious metals IRA is reasonably quick, easy, and seamless. There are no transfer fees or other tax consequences.

With the help of the RC Bullion and one of our IRA Specialists to walk you through, the paperwork only takes minutes and the entire process can be completed in three days.

But like I said, the How isn’t the problem.

The hard part facing you the investor is Why?

Why Should You Put Your 401(k) into Gold?

Why not just leave all of your retirement funds in the stock market?

As of this writing it’s taking a little break from a record high. But some are predicting that the ride isn’t over yet. It could yet rise to even more record highs.

The conventional wisdom for having gold in your retirement is that it’s a tangible and physical currency. This can be a valuable counterbalance to all of the paper in your retirement accounts that only make promises to pay. It may also by your best investment to own today as the Federal Reserve begins raising interest rates. It’s also a counterbalance and hedge against inflation, falling currencies, as well as a tumbling stock market.

Here Are a Few More Reasons:

• A History of Holding Its Value: People see gold as a way to pass on and preserve their wealth from one generation to the next.
• Security During Times of Geopolitical Uncertainty: Historically, when global tensions rise and people’s trust in government is low, investors flock to gold’s security.
• Limits on Supply: Much of the supply of gold in the market since the 1990s has come from sales of gold bullion from the vaults of central banks. This selling by global central banks slowed greatly in 2008.
• Increasing Demand: Emerging economies have boosted the purchasing of gold – India, China, Russia – as well as the world’s central banks. Demand from investors is also rising. Many are beginning to see commodities, particularly gold, as an investment class into which funds should be allocated.
• Portfolio Diversification: The key to diversification is finding investments not closely correlated to one another; gold has historically had a negative correlation to stocks and other financial instruments.

More Advantages of a Self-directed Account:

By setting up a Self-directed IRA, you can rollover your old 401(k) into a gold-backed IRA.

Chances are your retirement plan is with a bank or brokerage firm that specializes in bank deposits, stocks, mutual funds, annuities and other assets. In many cases, you have little or no say in the kinds of investments being made. With a Self-directed plan, you are empowered to make your own investment decisions and add to your available investment options. Among these options are precious metals.

And That’s Not Even the Best Part

A Self-directed account also means no management or maintenance fees. Unlike a Managed IRA or 401(k) plan, there is no broker adding a premium or taking a cut from your profits..

Start Protecting Your Nest Egg Now

Rolling over your 401(k) into gold can help protect your retirement from a highly fluctuating stock market. But before you do anything with your money make sure to do your homework and get the best information available. You can begin by downloading a FREE mini-course that will help answer many of your questions about gold IRA rules, gold investing and coins. Full of important money saving investment tips, this guide has helped many of our clients to invest like experts. If you’d like to save precious time and possibly thousands of dollars, you need to read this today!

An investment portfolio that isn’t diversified could be leaving your retirement in danger. The clock on your money is ticking. Don’t wait to protect your assets.

The post How to Rollover a 401k to Gold first appeared on Rc Bullion.

Why Should You Buy Gold as an Investment?

Do you believe that the economy is healthy or are we all going to heck in a hand basket? Why you should buy gold, and more importantly, how much gold you should buy will have a lot to do with how much confidence you have in the economic future.

Do you believe the stock market can keep breaking record highs and the Fed can just keep printing money without consequence? Then by all means, keep adding more stocks to your portfolio. If you believe that interest rates will always be low and our unemployment problem is over, then stick with the stocks.

Is this what you believe? Then you’re an eternal optimist.

Six Reasons Why You Need to Own Gold

1. It protects your savings against currency devaluations.
2. It will protect your purchasing power as inflation steadily rises.
3. It will protect you should a severe banking crisis occur.
4. It will protect your portfolio and wealth if an economic crisis in China, the U.S., or Europe occurs. Even in the event of deflation, you’d be relatively better off with gold over paper assets or cash.
5. It will protect you against the uncontrolled action of governments, such as the reckless printing of money or by creating ever more debts.
6. Unlike paper assets, gold has no counterparty risk.

The Best Way to Buy Gold as an Investment

While there are number of vehicles available such as gold mining stocks, ETFs, and close-ended funds, none of them confer the advantages of owning physical gold. One of the problems with buying these other less “pure” versions of gold is how indirect they are as a means of owning gold and all of the other liabilities that go with them. Gold stocks have all the problems of the stock market which negates gold’s ability to diversify your portfolio into another asset class.

When you buy a mining stock or an ETF, you’re investing in the overall health of the company which is subject to all of the hazards of the industry.

When you buy the physical metals, you know exactly what you’re paying for.

Gold Is Liquid

Apart from its qualities as a hedge against market, currency, and inflation calamities, gold is also––next to cash––some of the most liquid stuff on Earth. No other investment is nearly as liquid. It’s one of the most recognizable benefits of owning physical metals is that it’s so easy to get in and out of, even within a gold IRA. This liquidity is one of the reasons that owning physical metals is very popular in many parts of the world. In many developing countries, in fact, it is much preferred than holding the local currency.

Gold Should Be a Part of a Diversified Investment Portfolio
Historically, gold’s value increases in response to events that cause the value of paper investments like stocks and bonds to decline. While gold’s price can experience some volatility in the short term, it has always maintained its value over the long term. This has been true for thousands of years.

Coins or Bars?

If you’re a large-scale investor with pockets as deep as Warren Buffet’s, then gold bars are a simple and efficient way to invest in gold. For the rest of us, gold bars are not as flexible when it comes to selling. For example, if you’d want to sell off 100 grams of a kilo bar, it’s not going to be easy to slice off the end of a bar. Also, the choice of buyers will be far more restricted as the seller will need to find a larger dealer. It is also more unlikely that a private buyer will be found as most people are not familiar with gold bullion bars.

Gold investment coins, on the other hand, are available at very competitive prices compared with similar sized bars.

Avoid coins from private mints and only purchase bullion coins produced by government mints. Because gold coins are universally recognized, they are usually easier to resell.

What You Need to Know About Investing in Gold Coins

RC Bullion has created a new and comprehensive FREE mini-course that covers all an investor needs to know about gold and silver investing. In this course you’ll learn how to transfer an IRA or rollover a 401(k) into gold coins, how to buy gold or silver in an IRA, direct purchases for delivery, whether to store at home or storage or depository, what are the pros and cons of investing in gold coins and other gold coin investment tips. Learn how to invest like an expert and make the decisions that could save you thousands of dollars.

The post How to Buy Investment Gold first appeared on Rc Bullion.

You Can’t Buy Time But You Can Buy Gold

How long are you going to wait before you start giving your hard-earned money real protection?

Are you waiting for a better time? Are you waiting for another stock market plunge like the one we had in 2008?

Maybe you’re holding off until there’s a return of skyrocketing inflation? Or, maybe you’re waiting first to see what effect all of this reckless printing of money is going to have with both inflation and the value of the dollar?

Smart investing is all about strategy and simply waiting around for the next disaster to hit is not a good strategy.

You need to start planning on protecting your portfolio today!

Why invest in gold?

Why not instead just keep your money in a diversified bundle of stocks, bonds, ETFs?

First, let me explain just what gold is as an investment. Gold, unlike equity investments such as stocks and bonds, is a commodity––the owner of gold holds a distinct physical product, something of intrinsic and actual value. Equity investments, on the other hand, mean the investor owns a portion of the company that issued the stock. But what happens if the company loses standing or files for bankruptcy? What if it is subject to a hostile takeover, incompetency––or worse––fraud or criminal behavior?

Having gold in your portfolio is a great way to diversify and lower your risk and volatility. True diversification isn’t just a broad mix of stocks, bonds, and mutual funds. It needs to include hard, tangible assets like gold that don’t move in lockstep with the stock market.

How Precious Metals Work for Your Money

Precious metals operate on a much simpler principle: A precious metal investor makes money when the demand for the metal increases. This often can happen in response to a number of factors including, rising inflation, fears of deflation, a drop in stock prices, a falling of currency values, or geopolitical instability. Precious metals, as a hard and tangible asset, have a history as a store of value all over the world that goes back 6,000 years. Compare that to the stock market which is barely 100 years old.

Using an IRA to Buy Gold

Can you buy gold with IRA money?

Moving gold into your IRA can be as simple as rolling over your funds from a 401(k) or transferring them from a Traditional IRA. By moving the funds into a Self-directed IRA you will have more investment options available to you and the investment decision will be yours. We understand that you have an active and busy life and don’t want the process of converting your accounts to be a hassle. When you use a dealer like RC Bullion you can expect high levels of competence and excellent customer service. We will have the skill and knowledge to answer all of questions you might have and be able to handle everything smoothly from start to finish––and do everything right the first time.

We will walk you through the simple application process over the phone and provide you with a new Gold IRA account within 24 hours. The process of direct transfer or rollover is a tax-free event.

Once your funds are cleared, the next step will be to order the precious metals of your choice. They will be shipped in a fully-insured parcel directly to the new depository and you will be provided with detailed tracking information.

Begin Protecting your Nest Egg the Right Way, Now!

Before you invest any of your money, make sure to do your homework and get the best information available. You can begin by downloading a FREE Gold and Silver Investing Guide that will help answer many of your questions about gold investing and coins, which coins are the best investment, and investing gold in an IRA.

In our gold guide you’ll find answers to questions like:

• How Do I Start Investing in Gold and Silver?
• How Can I Buy Gold Coins with my IRA?
• May I Include Gold or Silver Coins in a 401(k) Rollover?
• How Do I Transfer a Traditional IRA to a Gold IRA?
• What Is the Minimum Investment Required?

Full of answers to these and other questions as well as many important money saving investment tips, this guide has helped teach many of our clients to invest like experts. If you’d like to save precious time and possibly thousands of dollars, you need to read this today!

The post How to Buy Gold With Ira Money first appeared on Rc Bullion.

The Dangers of a Lifetime in Paper

You’ve put in a lifetime of work and with some discipline you’ve managed to save money for your retirement. The hard part is done; now all you need to do is protect it. You should take every step possible to make sure that money is going to be there when you need it.

So, what do you do?

Are you diversified? Most financial experts will suggest diversity in your investment portfolio. If you’re like most investors you probably have a variety of traditional paper investments like stocks, bonds, and mutual funds. But is that enough? Does that make your portfolio well diversified? If you’ve looked into coins as an investment, whether it’s buying gold coins in your IRA or for Direct Delivery, you may’ve found yourself overwhelmed by all the various information out there. It can be confusing, even for the seasoned investor.

Where Do You Begin––Bullion Bars, Ingots, or Coins?

What do you imagine when you think about gold? Large gold bars buried deep in underground vaults? Generally, the problem with bars is that unless you’re a large, institutional-sized investor, bars are not going to be right for you.

Coins, on the other hand, are more easily transferrable and much more liquid. It’s much easier to find a buyer for coins than it is for bars. As a rule, most investors don’t know much about bars.

And here’s another reason to buy coins: for a worst case financial meltdown. Many buy coins for survival purposes. They want protection in the event that the worst happens, such as the Federal Reserve printing so many dollars that the dollar becomes worthless. There’s a good argument for this: in the history of all paper currencies not redeemable for gold or silver, many have become worthless at some point in time.

Gold Is Also Growth

Gold coins make great investments. Over the last 25 years, gold has outperformed the stocks and bonds. In the last decade alone, investors have realized more than a 300% return on investment in gold. That was the past, what about the future? Well, according to the website Market Realist, as long as the Federal Reserve keeps printing money––and there seems to be no reason to believe that they won’t––gold is going to rise:

“The money supply can grow as a byproduct of economic growth. When money supply growth is used to prop up the financial and economic system instead of fuel strong economic growth, the price of gold relates to the growth of the money supply.”

Printing of money will inevitably lead to inflation and inflation helps the price of gold.

What Are the Best Gold and Silver Investment Coins?

For most investors, those who are not institutional investors and those not looking to get into old and rare coins, gold and silver bullion coins issued by a predominant country can be the ideal choice. These would include: U.S. Gold Eagles––the best-selling gold investment bullion coins in the world, U.S. Gold Buffaloes, Canadian Gold Maple Leafs, Austrian Philharmonics, and Chinese Gold Pandas. All of these coins meet the necessary fineness standards to make them suitable for holding in a Self-directed IRA. Collector coins, on the other hand, do not meet these standards under Federal Law.

To note: Although they are popular as a collectable, the South African Krugerrand is not allowed as an investment coin. If you’re looking to buy gold coins in an IRA, the Krugerrand doesn’t meet necessary IRS fineness standards.
Learn How to Start Protecting your Nest Egg the Right Way, Now!

Before you invest any of your money, make sure to do your homework and get the best information available. You can begin by downloading a FREE Gold and Silver Investing Guide that will help answer many of your questions about gold investing and coins, which coins are the best investment, and investing gold in an IRA.

In our gold guide you’ll find answers to questions like:

• How Do I Start Investing in Gold and Silver?
• How Can I Buy Gold Coins with my IRA?
• May I Include Gold or Silver Coins in a 401(k) Rollover?
• How Do I Transfer a Traditional IRA to a Gold IRA?
• What Is the Minimum Investment?

Full of answers to these and other questions as well as many important money saving investment tips, this guide has helped teach many of our clients to invest like experts. If you’d like to save precious time and possibly thousands of dollars, you need to read this today!

The post How-to Buy Gold Coins in Ira first appeared on Rc Bullion.

Does Gold Have a Role in Investment Portfolios?

Are you looking for a safe haven investment, a form of wealth insurance to protect your portfolio from potentially devastating economic events? Are you looking for both a store of value and potential double digit growth? Then the answer is most definitely “yes!”

What makes gold unlike other forms of insurance is that not only can gold hold at least a major portion of its value, it can appreciate. If you purchased gold as wealth insurance 40 years ago, your “policy” today would be worth 12 times what you paid for it! Even going back as recently as 2001, your policy today would be worth nearly four and a half times what you paid for it, even after the price decline of gold off its 2011 peak.

How reliable is gold?

Other than a single 3 year period over the last 50 years, anyone who bought and held gold would be in a profit position today. That is to say, had you bought gold in any of 47 of the last 50 years you would’ve made money. How’s that for insurance?

Gold as a Portfolio Diversifier

It’s understood as a universal truth among investment advisors that when it comes to insuring effective wealth management and long-term financial performance portfolio diversification is key. For this reason gold in an investment portfolio remains one of the best ways to diversify.

The value of diversification is that it is a smart way of preparing for a potential economic event. Because gold is of an asset class that operates both outside the stock market and the banking system, no other investment can offer the kind of true diversification and protection for your portfolio the way gold can. With a sufficient percentage of your portfolio exposed to gold, it won’t matter if stock markets crash, bonds lose value, or currency suffers debasement. The hard asset properties of gold will pick up the slack

How Much Gold in an Investment Portfolio?

Investment advisors will recommend holding anywhere from 5% to 20% or more of your overall portfolio in gold. As to the question should gold be included in institutional portfolios, as true as it is for the retail investor it’s even more so to the institutional investor. Billionaires and hedge fund managers understand this and are bullish on gold. John Paulson, George Soros, and others, have invested heavily in the yellow metal. Investors of all levels are being attracted to gold as a solid, tangible, and long-term store of value that has been proven historically to move independently of other assets.

Unlike other paper investments, gold is among the most negatively correlated assets to stocks––when stocks go down, gold goes up. In addition, gold also serves as a hedge against currency devaluation and hyperinflation. Studies have shown that diversifying with gold and silver can have a significant effect on lowering risk exposure in any portfolio.

When it comes to the World Gold Council and investing in gold, their studies show when gold is held in investment portfolios to protect global purchasing power, reduce portfolio volatility, and minimize losses during periods of market turmoil.

What Are The Best Ways to Invest in Gold?

Learn How to Protect your Nest Egg Today!

We believe successful investors are willing to do their homework and educate themselves. Before you invest any of your money, make sure to do your own due diligence and get the best information available. You can begin this process by downloading a FREE Gold and Silver Investing Guide that will help answer many of your questions about gold and silver investing.

This gold investing guide will provide answers to questions like these:

• Gold vs. Silver Investment: Which Is Better for You?
• How Can I Buy Gold Coins with my IRA?
• What Are the Disadvantages of Investing in Gold?
• How Do I Transfer a Traditional IRA to a Gold IRA?
• What Is a Gold and Silver Portfolio Tracker?
• What Is the Minimum Investment Required?

Providing answers to questions like these and others our guide offers many important money saving tips. This guide has helped teach many of our clients how to invest in gold like an expert. If you’d like to save precious time and possibly thousands of dollars, you need to read this today!

The post How Much Gold in Investment Portfolio first appeared on Rc Bullion.

How’d you like to be sitting on an investment with a record of outperforming the stock market by 400%?

Had you purchased gold a decade ago that’s exactly what you’d have today. Since 1999 the price of gold has risen over 500% and many analysts believe that at its present value gold is still undervalued! Some experts believe that gold could soon rise by another 50%.

Yet despite being one of the market’s best performing areas, this is only a part of the story of gold.

Gold Is Value and Security

As the national debt ceiling inevitably rises and the dollar diminishes, the price of gold increases. Today, our government’s debt is the highest it’s ever been. The reality is the dollar can no longer be considered the storage of wealth it once was. Gold, on the other hand, has been a safe haven for wealth for over five thousand years.

What Is It About Gold?

Gold is nature’s hard asset. Gold isn’t subject to the dilution or devaluations of other paper assets. Gold’s value isn’t at the mercy of governments or financial institutions. In fact, gold historically tends to move counter to the direction of stocks. Over the last decade, one of the stormiest economic periods in history, gold still managed to beat out the Dow.

Gold can’t be printed like money, and unlike stocks, it won’t ever merge or split. It’s no accident that gold has been the standard store of wealth through the ages. This is why considering gold as a part of your retirement portfolio may be your best choice for securing your nest egg in the long run.

Why Your Financial Advisor Won’t Recommend Investing in Precious Metals

Put simply, financial advisors are licensed only to recommend publicly traded securities. Some financial advisors may recommend precious metal Exchange Traded Funds (ETFs) or mining stocks which offer a way of taking advantage of the growth that’s occurring in the precious metals market. They will do this instead of recommending investing in precious metals.

Unfortunately, investing in ETFs and mining stocks is not the same as investing in precious metals. As was said before, precious metals are tangible assets. ETFs are like any other paper asset, they are susceptible to same factors of volatility of the stock market, inflations, company earnings and corporate fraud.

How to Set-up a Gold IRA Account

The concept behind creating a Gold IRA is to add gold or other precious metals as a retirement option instead of using the traditional 401(k) model. You will have to purchase all of these items in the form of either bullion coins or bars. They also need to meet very specific requirements as far as their fineness is concerned. Once purchased, you can put your gold into an IRA in a fully insured and secure depository or take possession of the physical gold yourself, each option has its own benefits

While setting up a self-directed gold-backed IRA is no more difficult than setting up a traditional IRA, there are some things you’ll need to know to protect yourself.

What Every Investor Needs to Know

Whether or not you’re a savvy investor, or whether you’ve invested in gold or other precious metals before, there are things you’ll need to know to protect yourself. Don’t invest your precious retirement funds before you get the best information. To help in your investment knowledge we’ve created a new free mini-course entitled “What You Really Need to Know to Invest Profitability in Gold & Silver.” This valuable course is filled with tips and expert advice to help you make the decisions that could save you thousands of dollars.

Don’t leave your investment to the mercy of the market. Learn about protecting your retirement with gold and silver today!

The post How Does a Gold Ira Work first appeared on Rc Bullion.

Think of Gold as a Weapon

A weapon aimed at protecting and preserving your hard earned wealth. Gold is real money and has been a store of value for 6,000 years. It acts like a shield against falling currencies, plummeting stock prices, and skyrocketing inflation. But more than that, gold is also an income stream. In the last 10 years gold has outperformed the stock market by 100%! And this was during two record setting bull stock markets! Let’s put it another way; according to the Dow Jones, $100,000 invested in the stock market in 2005 would bring you $172,000 today. But that same investment in gold would have brought you $272,000!

As a Long Term Investment, Gold May Be the Ultimate

Considering the current global geopolitical uncertainties, the appeal of gold for investors is increasing once again, even with current low gold prices. Studies have shown that in a crisis when investors look to move their capital away from riskier investments to safer vehicles, gold is the best performer. A 40 year comparison of gold to stocks shows that gold has only a 12% correlation.

That’s pretty strong proof that gold gives you diversification you need when you need it.

Globally, prospects are looking good for gold. There is strong demand from India, and China has been on a five-year program to increase its gold purchases which means there will be a continued demand for the metal.

More than Hard Currency, Gold Is Real Money

Why is gold a good long term investment? Look at history, no paper currency has ever survived in its original form. Paper currencies are normally inflated away until they are rendered worthless. Since 1950, the purchasing power of the U.S. dollar has declined by 90%. This is the same for most other currencies as well. Given financial pressure to pay off their debts, governments never seem to be able to resist printing more money––whether it’s for war debts or just excessive spending.

Unlike paper currencies, gold has no liability attached to it.

What Is Meant by “Real Money?”

You may think that the paper in your wallet is real money. It isn’t. A dollar is, technically, a currency. A currency is a government substitute for money. Gold, on the other hand, IS money.

A good form of Real Money needs to be five things:

• Durable: Money has to be in a form that endures. It can’t be disintegrating in pockets or in bank vaults. You can see the problem with using, say, wheat for money; it can rot, be eaten by insects, etc. It wouldn’t last.
• Divisible: You want a material that can be split without destroying the value of the whole. It’s the reason we don’t use things like diamonds or artwork.
• Convenient: Gold is portable and has a high value per unit weight. This is why other metals like lead or copper aren’t used.
• Value of Itself: Gold has an intrinsic value, something that paper money will never have. And unlike currencies, gold cannot be created out of thin air.

There Is No Better Long Term Store of Value than Gold

• Gold is also the ultimate liquid asset. It can be easily converted into cash anywhere in the world. Aside from actual cash, gold has a liquidity and universality that is unparalleled.
• Gold holds its value over time. Unlike just about anything else on Earth, even when the price decreases, the underlying value of gold does not diminish. Dollars, on the other hand, as a form of fiat currency hold no inherent value.
• Gold holds its value over time. Unlike just about anything else on Earth, even when the price decreases, the underlying value of gold does not diminish. Dollars, on the other hand, as a form of fiat currency hold no inherent value.

Every day you wait to protect yourself, your family, and your wealth against future financial uncertainties is another day of putting your retirement at risk. Don’t let your portfolio be missing the one thing that can provide you with a hedge and serve as protection in all seasons and under most circumstances––gold and silver.

Investing in gold for the long term and transferring or rolling over a portion of your retirement to gold can help to protect your retirement from the highly fluctuating stock market. But before you do anything with your money make sure to do your homework and get the best information available.

To get the best information including how to buy gold for a long term investment, download our FREE Gold and Silver Investment Guide. Full of important money saving investment tips and advice, this guide has helped teach many of our clients to invest like experts. If you’d like to save precious time and possibly thousands of dollars, read this today!

The post Long Term Gold Investment first appeared on Rc Bullion.

Don’t Wait Until Financial Disaster to Protect Your Retirement

A Roth IRA is a retirement account that differs from a traditional IRA in a few key aspects: The main difference is that Roth IRA distributions are tax-free. In a self-directed gold-backed IRA, your investment enjoys all the benefits and security that gold offers.

Why Gold?

As the national debt ceiling rises, as it inevitably does, the dollar devaluates and the price of gold rises. Today, our government’s debt is the highest it’s ever been. The reality is the dollar can no longer be considered the storage of wealth it once was. Gold, on the other hand, has been a safe haven for wealth for over five thousand years. Gold is your best investment friend during times of crisis.

Because gold isn’t a paper asset, gold isn’t subject to the kinds of dilution of other investments. Gold is a tangible and finite resource. Gold can be easily stored, accessed, and hidden by the person who owns it. Unlike other investments, gold is also liquid. Taken altogether, no other investment affords you the same benefits as gold.

Gold Roth IRA rules

Investors ask, Can I buy gold in a Roth IRA? Most IRAs force the owner to select their investments from stocks, bonds, and mutual funds – not so with a self-directed gold-backed Roth IRA. With a Self-directed Roth IRA, gold and silver, you’re able to hold approved kinds of coins and bullion (.995 purity for bars, .999 purity for coins). Your designated administrator will buy the gold and store it on your behalf in a depository.

Roth IRA or gold?

Holding your physical gold in a Roth IRA, or silver, in a depository not only insures the security of your metals but also confers all of the tax advantages you would otherwise be entitled to as an IRA owner. Also, with your Roth IRA gold investment you can continue to contribute after you reach the age of 70 (limited to $5,500 dollars per year). You also don’t have to take withdrawals. Conversely, a traditional IRA requires that you to start taking regular withdrawals at a certain age.

Roth IRA vs Gold

A Roth IRA allows earnings and deductible contributions to grow tax-free. All of the tax benefits associated with a Roth IRA happen when withdrawals are made: withdrawals, subject to certain rules, aren’t taxed at all – this is because all contributions to a Roth IRA are made with after-tax monies. To convert a Roth IRA to gold is the best way for you to get a hedge against inflation, to protect your wealth and purchasing power as the dollar declines, and gain all the profits and growth associated with gold valuation. Best of all, be it a Roth IRA of gold or silver, choosing a precious metal IRA is no more complicated than any IRA investing.

How to invest in gold through your Roth IRA?

To help give you a better understanding of how to invest to meet your particular goals and objectives, we recommend you download the free guide book “The Secret to Successful Gold Investing.” In this guide you’ll learn how to buy gold in a Roth IRA account, convert your Roth IRA into a gold backed Roth IRA, whether you should choose gold or silver, bullion or coins, and much, much more.

Learn the secrets that will give your hard-earned wealth the best protection and growth potential today!

The post Gold Roth Ira Rules first appeared on Rc Bullion.

First, what is a Physical Gold IRA and why should you care?

A Traditional IRA is an Individual Retirement Accounts that is backed by paper investments. These investments can include stocks, bonds, Certificates of Deposit (CDs), mutual funds, Exchange-traded Funds (ETFs), and even real estate (under certain rules).

One thing it can’t have is gold. For that you’ll need what is called a specialized Traditional IRA also know as a Self-directed IRA. That difference is important.

Why Do I Need a Self-directed IRA?

Without the Self-directed designation, your IRA can ONLY hold paper investments. The problem with paper-backed investments, and this includes cash, is that they’re subject to the whims and misdeeds of financial institutions, governments, and markets.

Let’s refresh our memories with why this is a problem with a little recent history:

Remember the financial crisis of 2008 when retirement accounts lost more than 25 percent of their value? Many investors like you who could ill afford it, lost from anywhere from tens of thousands to hundreds of thousands of dollars. Or what about the rollercoaster ride of summer 2011? Did your home lose value or your mortgage go “underwater?” Have you lost buying power due to inflation?

Why Gold Is Better than Paper

Unlike paper dollars, gold is good money. Due to its scarcity and intrinsic value, gold is valuable. Compare this to stocks, bonds, and other high risk assets, the value of gold peaks during an economic crash. Gold has what is called a “negative” correlation, this means its price tends to go up when the economy goes down. In this way gold thrives on economic turmoil. It’s for this reason that gold is generally considered recession-proof.

Look at History and Gold Wins

If you believe that the dollar is in for a long-term surge and stock market will continue at record highs, then by all means go with paper.

But let’s look at that in the context of history: Going back to the 100 plus years since the Central Bank was established, the dollar has lost 95 percent of its value. So, any hopes for a long range surge of the dollar will have to compete against the evidence history. The truth is, the dollar doesn’t represent any sort of true value. Instead, it is an entirely faith-based system.

As for the stock market, look around. Do some research and see that many experts are seeing the end to this bubble and soon. Some are claiming the market could plunge by as much as 50 percent!

Don’t Just Take our Word for it, Listen to the Billionaires

Billionaires believe in gold. Rock star investors like George Soros and John Paulson, hedge fund managers like Louis Moore Bacon and Julian Robertson, and Bond King Bill Gross have not only urged others to buy into gold but also hold large stores themselves. Even The Oracle of Omaha, Warren Buffett, has said this about gold: “Gold is a way of going long on fear, and it has been a pretty good way…” Buffett has famously rebuffed gold investing in the past because he says it doesn’t produce anything tangible like, say, farmland or oil companies. Despite this attitude, Mr. Buffett would later go on to purchase 130 million ounces of silver! Even Buffett could no longer deny the power of precious metals.

So, why are even skeptics like Warren Buffett getting into metals? George Soros has said that the recent recession was in many ways worse than the Great Depression. Newsweek quoted Soros as saying “riots in the streets are inevitable.” Hyperbole perhaps, but you get the idea. While most pundits and analysts don’t think pandemonium is “inevitable,” the safe haven status of precious metals like gold and silver can give investors piece of mind against the possibility.

Protect Yourself by Learning More!

Don’t wait to protect yourself against financial uncertainties. Is your portfolio missing the one thing that can provide a hedge and serve you in all seasons and under most circumstances – silver or other precious metals?

Before you do anything with your money make sure to do your homework and get the best information available. You can begin by downloading a FREE mini-course that will help answer many of your questions about silver and gold investing and coins.

Full of important money saving investment tips, this guide has helped teach many of our clients to invest like experts. If you’d like to save precious time and possibly thousands of dollars you need to read this today!

The post Gold Ira vs Physical Gold first appeared on Rc Bullion.